Costly Mistakes and Official Sources
How to complain about a real estate agent, conveyancer or duty assessment
Where to take a complaint about an agent's commission, a conveyancer's error or a stamp duty assessment in each Australian state, the steps in order and what to include.
Start with a written complaint to the business itself, giving it a reasonable time to respond. If that fails, a complaint about a real estate agent or licensed conveyancer goes to your state's fair trading or consumer regulator, and a money dispute, such as commission you think is not owed, can go to the state's civil and administrative tribunal. Complaints about a solicitor go to the state's legal services commissioner or equivalent. If you disagree with a duty assessment, you lodge an objection with the revenue office within the time limit, and for tax matters you object to the ATO. Money stolen from a trust account may be recoverable from a state compensation fund.
This guide is part of costly mistakes when selling a house. The commission clauses that cause most disputes are in agency agreement traps.
Step 1: write to the business
Include:
- What happened, with dates
- The clause of the agency agreement or costs agreement involved
- What you want: a refund, a corrected invoice, release from the agreement
- Copies of the agreement, invoices, emails and texts
- A deadline for a reply, for example 14 days
Keep it factual. Agencies and law firms often resolve disputes once the issue is in writing and linked to a clause.
Step 2: the regulator or tribunal
| State | Agents and conveyancers | Tribunal for money disputes | Solicitors |
|---|---|---|---|
| NSW | NSW Fair Trading | NSW Civil and Administrative Tribunal (NCAT) | Office of the Legal Services Commissioner |
| Victoria | Consumer Affairs Victoria | Victorian Civil and Administrative Tribunal (VCAT) | Victorian Legal Services Board and Commissioner |
| Queensland | Office of Fair Trading | Queensland Civil and Administrative Tribunal (QCAT) | Legal Services Commission |
| WA | Consumer Protection WA | State Administrative Tribunal or Magistrates Court | Legal Practice Board of WA |
| SA | Consumer and Business Services | SA Civil and Administrative Tribunal or Magistrates Court | Legal Profession Conduct Commissioner |
| Tasmania | CBOS and the Property Agents Board | Magistrates Court or relevant tribunal | Legal Profession Board of Tasmania |
| ACT | Access Canberra | ACT Civil and Administrative Tribunal (ACAT) | ACT Law Society |
| NT | Agents Licensing Board / NT Consumer Affairs | NT Civil and Administrative Tribunal (NTCAT) | Law Society Northern Territory |
Which tribunal hears a commission dispute and the monetary limit depend on the state and the amount. Regulators investigate breaches of the law, such as underquoting or failing to disclose rebates, and can discipline or fine agents; they do not usually award you compensation. A tribunal or court decides who owes what.
Common complaint types and where they go
| Problem | First stop after the business |
|---|---|
| Agent charged more commission than the agreement allows | Tribunal for the money; regulator if there is a breach of the agents law |
| Two agents claiming commission | Tribunal or court; get legal advice |
| Underquoting or misleading advertising (see underquoting and price guides) | NSW Fair Trading, Consumer Affairs Victoria or your state regulator |
| Rebates not disclosed | Regulator |
| Conveyancer missed a deadline or made an error | The conveyancer's professional indemnity insurer via a claim; regulator for conduct |
| Solicitor's bill seems too high | Legal services commissioner; costs assessment |
| Trust money missing | Regulator and the state compensation or fidelity fund |
| Duty assessment wrong | Objection to the revenue office |
| Clearance certificate or withholding problem | The ATO |
Objecting to a duty assessment
Each revenue office allows you to object to an assessment you think is wrong, for example because a concession was not applied. There is a time limit, commonly 60 days from the assessment notice; check your notice and the revenue office website. If the objection is refused you can usually seek review at the state tribunal or court. Keep paying any amount due while the objection is decided, or ask about a payment arrangement.
Tax disagreements
If the ATO amends your tax return because of a capital gain, you can lodge an objection. For foreign resident withholding, contact the ATO about the credit, and a variation application if you are a foreign resident. A registered tax agent can act for you.
Evidence that wins disputes
- The signed agency agreement and any variations
- The estimated selling price and any statement of information
- Marketing invoices and the agent's final account
- Emails and texts about price, offers and buyers introduced
- For conveyancers, the fee quote and costs disclosure
Frequently asked questions
Is there an ombudsman for real estate agents?
Not as such. State fair trading regulators take complaints, and tribunals decide money disputes. The Australian Financial Complaints Authority deals with lenders, not agents.
How long do I have to complain?
Regulators accept complaints for some time after the event, but tribunals and courts have time limits for claims. Act within months, not years.
Can I withhold commission while I dispute it?
The agent usually deducts commission from the deposit held in trust. If you dispute it, tell the agency in writing before settlement and ask the agency not to release the amount until the dispute is resolved; the agent's trust account rules may require it to hold disputed money.
Do I need a lawyer for a tribunal?
Many people represent themselves in consumer tribunals, which are designed to be less formal. For a large commission dispute, legal advice is worth the cost.
Official sources
- NSW Fair Trading — complaints about agents and conveyancers
- NCAT — consumer and commercial disputes in NSW
- Consumer Affairs Victoria — complaints about estate agents and conveyancers
- VCAT — civil disputes in Victoria
- QCAT — Queensland tribunal
- Victorian Legal Services Board and Commissioner — complaints about lawyers in Victoria
- Australian Taxation Office — objections and withholding credits